Books behind? We rebuild the year and file the late returns.
Comparison

SF Business Solutions vs indinero

Best for a US small business that wants its books, payroll and tax return from one team without a large monthly fee: SF Business Solutions, quoted on your own volume, in your own QuickBooks Online or Xero. indinero starts at $750 a month for accounting and tax services, as of October 2026.

By SF Business Solutions · Our team includes a licensed CPA · 1 sources · Updated October 20, 2026

SF Business Solutions publishes this comparison.

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At a glanceindinero's starting price is from its own pricing page as of October 2026.

indinero's starting price is from its own pricing page as of October 2026.

SF Business Solutionsindinero
Starting priceQuoted on your own volume; cleanup quoted on transactions and backlogFrom $750 a month
What the price coversBookkeeping quoted on volume; payroll and tax quoted alongsideAccounting and tax services
Also doesPayroll, AP/AR, white-label work for CPA firmsAccounting and tax services
Where indinero is strongerindinero sells accounting and tax as one service for growing companies, with a starting price on its site.

indinero sells accounting and tax as one service for growing companies, with a starting price on its site. A company that wants a single larger provider for accounting and tax, and has the budget for it, can buy it as one package.

Where SF Business Solutions is strongerFor a small business, scope and price are the difference: SF Business Solutions quotes on your own volume, while indinero starts at $750 a month.

For a small business, scope and price are the difference: SF Business Solutions quotes on your own volume, while indinero starts at $750 a month. The books stay in your own QuickBooks Online or Xero file, and the same team runs payroll and prepares and files the tax return. Its team includes a licensed CPA.

Which to chooseSF Business Solutions publishes this comparison, so our pick comes first and our own drawback comes with it: we have no published SOC 2 report and three published client reviews, so ask for references.

SF Business Solutions publishes this comparison, so our pick comes first and our own drawback comes with it: we have no published SOC 2 report and three published client reviews, so ask for references.

  • Best overall for a small business that wants bookkeeping, payroll and the tax return from one team at a small-business price: SF Business Solutions, quoted on your own volume.
  • Best for books that are months or years behind: SF Business Solutions, with cleanup quoted on the number of transactions and how far behind the books are.
  • indinero starts at $750 a month for accounting and tax services, as of October 2026.
What to have ready if you switchMoving goes faster when the new team has the records on day one.

Moving goes faster when the new team has the records on day one.

  • Your last filed business tax return.
  • Year-to-date financial statements.
  • Bank, card and loan statements since the last closed month.
  • Payroll reports, and a list of unpaid invoices and bills.
Questions to ask any bookkeeping providerWhichever you choose, the same questions separate a good fit from a bad one.

Whichever you choose, the same questions separate a good fit from a bad one. Ask them before you sign, and get the answers in writing.

  • Who does the work: a named person, a rotating team, or software with a reviewer?
  • Whose file are the books in, and do you keep it if you leave?
  • When is each month closed, and what reports arrive when it is?
  • Is payroll included, an add-on, or not offered?
  • Who prepares and files the tax return, and from which numbers?
  • If the books are behind, how is the catch-up priced?
Sources, checked October 2026
  1. indinero pricing page, read 7 October 2026

Questions people ask

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SF Business Solutions vs indinero: which is better for a small business?

Best for a small business that wants books, payroll and the tax return from one team at a small-business price: SF Business Solutions, quoted on your own volume. indinero starts at $750 a month.

How much does indinero cost?

indinero starts at $750 a month for accounting and tax services, as of October 2026.

Does SF Business Solutions do tax returns?

Yes. SF Business Solutions prepares and files the business tax return from the same books, quoted alongside bookkeeping.

Can SF Business Solutions take over from indinero?

Yes. SF Business Solutions sets up or takes over your QuickBooks Online or Xero file and picks up from the last closed month.

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