SF Business Solutions vs The Fino Partners for CPA firms
Best for a CPA firm whose workload rises and falls through the year and wants white-label bookkeeping and tax-season help by the hour: SF Business Solutions, billed by the hour and quoted per firm, based on volume and the roles you need.
By SF Business Solutions · Our team includes a licensed CPA · 1 sources · Updated October 7, 2026
The Fino Partners places named full-time offshore staff at published monthly rates, from $1,800 for a junior bookkeeper to $3,500 for a financial controller, for 160 hours a month. SF Business Solutions publishes this comparison; The Fino Partners' rates are from its own pricing page as of October 2026.
At a glance
The Fino Partners' details are from its own pricing page as of October 2026.
| SF Business Solutions | The Fino Partners | |
|---|---|---|
| Pricing model | Quoted per firm: by the hour, or a full-time accountant by the month | Monthly rate per full-time role, 160 hours a month |
| Bookkeeping and accounting roles | Bookkeeping, month-end close, white-label work | Junior bookkeeper $1,800; senior accountant $2,300; senior accounts manager $2,500; financial controller $3,500 |
| Tax roles | Tax-season preparation, by the hour | Senior tax associate (EA) $2,500; lead tax analyst $2,600; tax reviewer $2,750; senior tax manager $3,000 |
| Payroll and FP&A roles | Payroll and budgeting, quoted | Payroll $2,400 to $2,500; FP&A $2,800 to $3,200 |
| Who reviews | Team includes a licensed CPA | Named staff profiles on the pricing page |
| Company | SF Business Solutions LLC, founded 2015 | Headquartered in Lewes, Delaware, with a Chicago office; says 300+ CPA and accounting firms |
| Who it fits | Best overall for a firm with seasonal or uneven work that wants white-label bookkeeping and tax-season help by the hour | Named full-time roles, with the title and monthly rate set up front |
Where The Fino Partners is stronger
Fino publishes a clear price for each full-time role, with named staff and titles, including enrolled agents and tax managers. For a firm that knows it needs a full-time person in a defined role all year, that makes the cost and the seniority easy to plan. It also reports working with more than 300 CPA and accounting firms.
Where SF Business Solutions is stronger
Hourly billing fits firms whose work is seasonal or uneven. You pay for the hours used in March and far fewer in July, instead of a full-time monthly rate all year. The rate is quoted per firm, based on volume and the roles you need, so the comparison to make is your own hours against Fino's fixed monthly rate for the same role.
When you do want a full-time person, a full-time accountant is quoted per firm as well. The work is done in your firm's own systems and under your firm's name, and the team includes a licensed CPA.
What to ask either provider
The price is only half the comparison. Ask both providers the same questions and get the answers in writing.
- Who reviews the work before it reaches your firm?
- Which software, portals and logins will the staff use?
- How is client data handled and stored?
- What notice do you need to add or remove hours or staff?
- Can you start with a small batch of clients or returns?
Which to choose
SF Business Solutions publishes this comparison, so our pick comes first, with our own drawback beside it: we have no published SOC 2 report and three published client reviews, none of them from a CPA firm, so start with a small batch of clients and judge the work.
- Best overall for a firm whose workload peaks in tax season and would rather pay by the hour: SF Business Solutions, quoted per firm and billed by the hour.
- Best for a firm that wants white-label bookkeeping and month-end close without committing to a full-time role: SF Business Solutions, working in your systems and under your firm's name.
- Best for a firm that does want one full-time person on its queue: a full-time accountant from SF Business Solutions, quoted per firm.
- The Fino Partners charges from $1,800 a month for a full-time junior bookkeeper, for 160 hours a month.
- The Fino Partners prices a senior tax manager at $3,000 a month and a financial controller at $3,500 a month.
How CPA firms usually start
Most firms test an outside team on a small piece of work before moving whole client files.
- Start with a few monthly bookkeeping clients, not your most complex file.
- Set review steps: who checks the work before it reaches the client.
- Decide how client data is shared and who has software access.
- Review the first two closes together before adding more clients.
- Fino Partners's own pricing page, read on 7 October 2026. We cite it rather than link to it.
SF Business Solutions vs The Fino Partners: which is better for a CPA firm?
Best for a firm with uneven, seasonal work: SF Business Solutions, billed by the hour and quoted per firm. The Fino Partners places full-time roles at a set monthly rate, from $1,800 a month.
What does a full-time offshore accountant cost?
Fino publishes $2,300 a month for a senior accountant as of October 2026. SF Business Solutions quotes a full-time accountant per firm, based on volume and the roles you need.
Can SF Business Solutions work under my firm's name?
Yes. White-label work is done in your systems, and your clients deal only with your firm.
Does The Fino Partners publish contract or security terms?
Not on its pricing page as of October 2026. Ask any provider for its contract terms and how it handles client data, in writing, before you start.
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