The Best White-Label Bookkeeping Providers for CPA Firms in 2026

How we compared them

SF Business Solutions publishes this guide and is one of the options in it. To keep it fair, every fact about another provider comes from that provider's own website, checked in September 2026, and each option gets one honest drawback, ours included.

We looked at four things: whether the provider publishes its prices, how it prices (per client, per hour or per dedicated person), how it delivers the work, and what a firm should watch for. The list is ordered by how much pricing each provider publishes, most first, because a firm can only compare what it can see.

The six providers

Each entry says who the provider suits, what it publishes about price, and the main drawback.

• Madras Accountancy. Offshore bookkeeping and tax support for CPA firms. Publishes $12 to $20 an hour, dedicated staff from $1,400 a month and $150 to $500 per client per month. Suits firms that want all three pricing models to choose from. Drawback: per-client prices depend on volume and complexity, so get a written quote for your client mix.
• The Fino Partners. Dedicated staff on a public price card, from $1,700 a month for a virtual assistant to $3,500 for a financial controller, with some staff listed at $12 to $15 an hour. Suits firms ready to manage a named staff member. Drawback: priced by the person, not the client, so you carry the management.
• SF Business Solutions. White-label bookkeeping, tax-season prep and dedicated staff at $12–$15 an hour, and a full-time accountant from $1,500 a month. QuickBooks Online and Xero certified, with one licensed CPA on the team. Suits firms that want to pay only for the hours used. Drawback: a young firm, founded in 2022, with three public reviews so far and no published SOC 2 report.
• Steph's Books. Bookkeeping for businesses and CPA firms, with an instant quote tool; says it closes books by the 15th of the following month. Suits firms that want a quick quote. Drawback: its white-label guide does not publish its own per-client price; it cites $300 to $800 as the market range.
• Corient Business Solutions. White-label bookkeeping for CPA firms since 2011, with a Dover, Delaware address, offering monthly, per-client, hourly and project pricing. Suits firms that want to pick a pricing model. Drawback: no published figures.
• TOA Global. Offshore accounting staff for US firms from offices in Manila, Clark, Tarlac and Cebu in the Philippines; says it serves more than 1,258 clients. Suits larger firms building a team. Drawback: no published pricing; you book a call to get a number.

Which one fits your firm

Match the provider to the way you want to buy, not to the lowest headline number.

• You want a fixed fee per client: ask Madras Accountancy, Steph's Books or Corient for per-client quotes.
• You want a named person on your team: compare The Fino Partners, TOA Global and a full-time accountant from SF Business Solutions.
• You want to pay only for the hours used, in QuickBooks Online or Xero: SF Business Solutions or Madras Accountancy's hourly rate.
• You are a solo CPA: start with hourly work on one or two clients, so you are not paying for a full-time person you cannot keep busy.

Test before you move clients

Reviews tell you little about fit with your firm. The Journal of Accountancy's guidance for firms using outside providers is to check the provider's qualifications, review samples of its work and ask other firms that use it. The practical version is a short test: give two or three providers the same kind of client for one or two months, and compare the accuracy of the close, how much of your review time it took, and how quickly questions came back. Then move the rest in batches.