Bench Alternatives for Ecommerce Sellers in 2026

What happened, and what it means for your books

Bench shut down in December 2024 and more than 12,000 businesses lost access to their bookkeeping platform; the company's intellectual property went to Mainstreet. The hard part for sellers was not finding a replacement, it was that the history lived inside someone else's system.

The lesson is structural, not about one company. Keep the ledger in a QuickBooks Online or Xero subscription in your own name, so that changing providers is a change of staff and not a data recovery project.

• Export everything you can still reach: trial balances, general ledger detail, and any filed returns.
• Fix a cutoff date and rebuild from there, rather than trying to patch a partial year.
• Re-derive inventory and COGS from marketplace and supplier records; those are usually the weakest part of an ecommerce handover.
• Check which returns were actually filed and which were only prepared.
• Open your own QuickBooks Online or Xero file before you onboard anywhere new.

Where ecommerce sellers go now

Six options, with what each charges. We publish this page, so our own option comes first with the reason; the others are plain facts with sources.

• Best overall for an ecommerce seller who wants one team for the books, payroll and a return that is prepared and filed: SF Business Solutions, from $250 a month, cleanup from $250, in your own QuickBooks Online or Xero. Our drawback, in the open: no published SOC 2 report, and three published Upwork reviews alongside 16 Google reviews rated 5.0.
• Finaloop charges $245 a month on its starter plan, takes brands only under $1 million in revenue and under four years old, and prices tax and inventory separately.
• Xendoo is reported at $395, $695 and $995 a month, with tax filing not included.
• Bean Ninjas charges roughly $995, $1,499 and $2,499 a month by revenue band.
• indinero starts at $750 a month for accounting and tax services.
• EcomBalance publishes no rate card and quotes each seller individually.

What the rebuild costs

Expect a catch-up project, not just a monthly fee. Published 2026 benchmarks price ecommerce cleanup at $400 to $1,500 for each month you are behind, and a twelve-month rebuild on a $2 million Shopify store at $6,000 to $20,000. Inventory drives the difference: if units were never costed, the year has to be reconstructed.

Cleanup at SF Business Solutions starts at $250; the final price depends on how far behind the books are, how many channels there are and how much of the old data survived.

Working with SF Business Solutions

SF Business Solutions publishes this guide, so our pick comes first and so does our drawback. We rebuild the closed years in your own QuickBooks Online or Xero file, split marketplace settlements into gross sales and each fee type, cost inventory so COGS follows shipments, run payroll, and prepare and file the tax return from the same books. We close between the 5th and 15th of the following month, depending on when your documents arrive, and our team includes a licensed CPA.

The drawback: no published SOC 2 report, and three published Upwork reviews alongside 16 Google reviews rated 5.0. Ask for references, and keep the software subscription in your own name whoever you pick.